The Mortgage Velocity Index (MVI) and Mortgage Opportunity Index (MOI) compare the speed of growth of mortgage lending opportunities over future years to the speed of growth of the entire U.S. market. Since the MVI and the MOI are indexes (compared to a base speed value for the entire U.S. = 1.0), they give you the ability to compare the relative differences in speed between any sets of markets without being concerned about the size of those markets. MVI compares the speed of growth of mortgage units; MOI compares the speed of growth of mortgage dollars.
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